Don't Let Your Phone Ruin Your Financial Plan
Raymond Ihim Raymond Ihim

Don't Let Your Phone Ruin Your Financial Plan

In today’s world, staying connected is a necessity—but letting your phone bill derail your financial goals is not. With the rising cost of mobile devices and phone plans, it’s more important than ever to make intentional, budget-conscious decisions

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Insurance in 2025: What You Need, What You Don’t, and Why It Matters Now More Than Ever
Raymond Ihim Raymond Ihim

Insurance in 2025: What You Need, What You Don’t, and Why It Matters Now More Than Ever

As we move further into 2025, insurance is no longer just a “nice-to-have” safety net—it’s a must-have financial tool for protecting your assets, income, and peace of mind. But with rising costs, more digital options, and policy terms that feel like a foreign language, many people are either overpaying or underinsured—and both can be financially devastating.

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Tariffs Won’t Save Your Wallet—But Your Budget Will
Raymond Ihim Raymond Ihim

Tariffs Won’t Save Your Wallet—But Your Budget Will

In today’s 24/7 news cycle, it’s easy to get caught up in headlines about tariffs, trade wars, and economic uncertainty. Politicians debate them. Prices shift. Social media reacts. And somewhere in the middle of it all, you may be wondering, How is this going to affect my financial situation?

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How to Avoid Overdraft Fees: Smart Banking Habits for Financial Freedom
Raymond Ihim Raymond Ihim

How to Avoid Overdraft Fees: Smart Banking Habits for Financial Freedom

Overdraft fees can sneak up on even the most responsible spenders, draining your bank account and setting you back financially. At Lionhood Financial, we believe in empowering you to make wise financial decisions—starting with avoiding unnecessary fees that eat away at your hard-earned money.

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How to Avoid Overdraft Fees and Take Control of Your Finances
Raymond Ihim Raymond Ihim

How to Avoid Overdraft Fees and Take Control of Your Finances

Overdraft fees can silently erode your hard-earned finances, making it increasingly challenging to achieve true financial stability over time. At Lionhood Financial, we're wholeheartedly dedicated to equipping you with effective and actionable strategies to manage your money wisely and sidestep unnecessary fees effectively.

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Get the GIST Right: The Wealth-Building Formula You Need
Raymond Ihim Raymond Ihim

Get the GIST Right: The Wealth-Building Formula You Need

The GIST principle: a simple yet powerful approach to financial success. GIST stands for Give. Invest. Save. Over Time. It’s a philosophy designed to help you focus on doing more of what truly builds wealth—giving, investing, and saving—while embracing the patience needed to see it all flourish over time.

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Understanding Competency Architecture: Building a Framework for Success
Raymond Ihim Raymond Ihim

Understanding Competency Architecture: Building a Framework for Success

Competency architecture is a valuable tool that enables organizations to maximize talent, align employee capabilities with business goals, and create a culture of continuous improvement. By defining the skills and behaviors needed for success, competency architecture not only supports recruitment and development but also helps build a resilient and agile workforce.

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Balancing Time and Money: Understanding the Trade-offs for a Fulfilled Life
Raymond Ihim Raymond Ihim

Balancing Time and Money: Understanding the Trade-offs for a Fulfilled Life

Ultimately, managing time and money comes down to crafting a life that aligns with your core values. This balance may look different for everyone, but the principles remain the same: value your time, invest in meaningful experiences, and allow your financial decisions to support—not consume—your life.

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How to Climb Out of Student Debt: A Guide to Debt Repayment
Raymond Ihim Raymond Ihim

How to Climb Out of Student Debt: A Guide to Debt Repayment

Taking on student debt is often a necessary step toward achieving your educational goals. But when graduation is over and reality sets in, managing that debt can feel overwhelming. I recently spoke with an Uber driver who was struggling with $3,000 in student debt—what might seem like a small amount to some can feel like a mountain to others.

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Lionhood Financial's Grant Writing Services: Tailored Support for Securing Funding
Raymond Ihim Raymond Ihim

Lionhood Financial's Grant Writing Services: Tailored Support for Securing Funding

In the world of grant writing, securing funding can be a challenging task for many businesses and nonprofits. At Lionhood Financial, our grant writing services are designed to simplify this process, providing customized support from start to finish. With our comprehensive approach, clients are more likely to access the resources they need to bring their projects and initiatives to life.

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From Homelessness to Hope: A Journey to Empowerment and Financial Freedom
Raymond Ihim Raymond Ihim

From Homelessness to Hope: A Journey to Empowerment and Financial Freedom

Life can take us through unexpected turns, often leading us to places we never thought we would find ourselves. For some, these challenges become the very catalysts that drive them toward greatness. This narrative resonates deeply with the principles behind Lionhood Financial, where empowerment, integrity, education, excellence, and community are at the core of our mission.

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Breaking Free from Debt: A Proven Approach
Raymond Ihim Raymond Ihim

Breaking Free from Debt: A Proven Approach

In a world where financial wisdom is often muddled by misconceptions, Dave Ramsey's message stands out like a beacon. Having traveled across the globe sharing his insights on debt, Ramsey emphasizes a fundamental truth: if you can eliminate debt, you can unlock a pathway to financial freedom. But the journey is often met with skepticism.

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Stay Hard: Owning Your Personal and Business Financial Future
Raymond Ihim Raymond Ihim

Stay Hard: Owning Your Personal and Business Financial Future

At Lionhood Financial, we understand that both personal and business finances can be a constant challenge. Life will throw curveballs—unexpected expenses, market changes, or personal setbacks—and it’s easy to feel like these obstacles are holding you down. But just like the rain that comes without warning, it’s not about what happens to you; it’s about how you respond.

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Data Storytelling: Creating Connection and Inspiring Action
Raymond Ihim Raymond Ihim

Data Storytelling: Creating Connection and Inspiring Action

In an increasingly data-driven world, the ability to convey complex information in an understandable and engaging manner is crucial for professionals across various fields. Data storytelling has emerged as a powerful method to transform raw data into compelling narratives that resonate with audiences and drive actionable outcomes.

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Performance Coaching in Finance: Unlocking Full Potential for Financial Professionals
Raymond Ihim Raymond Ihim

Performance Coaching in Finance: Unlocking Full Potential for Financial Professionals

The demands on professionals—whether they are financial analysts, bookkeepers, or risk managers—are immense. To excel, financial experts must not only possess strong technical skills but also be aligned with the evolving goals of their organizations. Performance coaching in finance focuses on helping these professionals reach their full potential by aligning personal growth with business objectives.

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Strategic Team & Goal Planning: Mastering SWOT for Business Success
Raymond Ihim Raymond Ihim

Strategic Team & Goal Planning: Mastering SWOT for Business Success

Effective team and goal planning is essential for achieving long-term business success. The SWOT (Strengths, Weaknesses, Opportunities, and Threats) analysis is a powerful framework for understanding both internal and external factors that can influence your team’s performance and overall strategy.

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Understanding Operational Risk: Protecting Your Business from Internal and External Threats
Raymond Ihim Raymond Ihim

Understanding Operational Risk: Protecting Your Business from Internal and External Threats

Operational Risk is the risk of loss resulting from failed or inadequate internal processes, people, systems, or external events. It can have a profound impact on a business’s ability to operate efficiently, maintain profitability, and provide quality services to clients. Unlike financial risk, which deals with market factors or investments, operational risk is rooted in the day-to-day activities of an organization and its infrastructure.

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Financial Risk Management: Safeguarding Your Business and Wealth
Raymond Ihim Raymond Ihim

Financial Risk Management: Safeguarding Your Business and Wealth

Financial Risk Management (FRM) is an essential practice that enables businesses, investors, and individuals to anticipate, evaluate, and mitigate potential risks that could harm their financial health. Whether it's market volatility, credit risk, operational issues, or external economic factors, a robust financial risk management strategy is vital to maintaining stability and ensuring long-term growth.

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